For self employed owners and company directors with equity or a deposit ready.
Find out how the Real-Income Method™ proves your income from your BAS or your accountant, not from one rough trading year, and shows you exactly what you can borrow.
Scott shows you how it works, and how to get your own borrowing number at no cost.
What Our Clients Are Saying
Frequently Asked Questions
How does the mortgage process work with you?
We start with a strategy conversation to understand your goals, income, and future plans. From there, I assess your borrowing capacity, structure options, and lender policies, then manage the loan application through to settlement and beyond. You get clear advice, proactive updates, and a long-term lending strategy, not just a transaction.
How long does it take to get approved?
Timeframes vary by lender and complexity, but typically:
➡️ Initial assessment: 24–48 hours
➡️ Pre-approval: 3–10 business days
➡️ Formal approval after contract: 5–15 business days
I’ll always give you realistic timeframes upfront and recommend lenders based on both speed and policy fit, not just rates. My aim is get you with the most suitable lender to meet your specific requirements.
How much do you charge for your service?
In most cases, my service is paid by the lender once your loan settles, and there is no direct cost to you. If a scenario requires specialist work or non-standard lenders, I will disclose any fees upfront before you proceed. I am really big on No surprises and Full transparency.
Can you help me use equity to buy an investment property?
Absolutely. Many of my clients grow their portfolios by:
➡️ Releasing equity from existing properties
➡️ Structuring loans correctly for tax and cash flow
➡️ Avoiding cross-collateralisation where possible
➡️ Lending in entities that allow and set themselves up additional future borrowing capacity
This is where strategy matters more than just interest rates.
How many properties can I buy?
There is no fixed number. It depends on:
➡️ Your income
➡️ Existing debt
➡️ Living expenses
➡️ Lender policy at the time
Part of my role is helping you understand what is possible now and how to improve your position for the next purchase.
Do you work with first home buyers, investors, and refinances?
Yes. I regularly help with:
➡️ First home purchases
➡️ Investment property strategies
➡️ Equity releases and portfolio building
➡️ Refinancing for better rates or structures
➡️ Self-employed and complex income scenarios
Each strategy is tailored to your longer-term goals, not just your next loan.
MEET THE FOUNDER & CEO
Hey, I'm Scott
I specialize in helping investors build long-term wealth through property, from unlocking equity in the family home to structuring finance for a multi-property portfolio. I also support business owners and the self-employed to access commercial lending solutions for growth, cash flow, or property acquisition.
I've walked the path myself, navigating the challenges of finance as a business owner and property investor so I understand the mindset, the risks and the opportunities from the inside out. This means I don't just know the theory but I know what actually works when your're trying to get a deal over the line.
Why work with me?
My clients value me for being hands-on, strategic and relentless in getting results, especially when things get complex. I don't do cookie-cutter lending. I work hard, think laterally and go above and beyond to help my clients achieve real outcomes.
Scottythebroker | All Rights Reserved © 2026
Scott McRobie is a Credit Representative (Credit Representative Number 556620) authorised under Australian Credit Licence 389328 (Connective Credit Services Pty Ltd). Campbell and Barr Finance Pty Ltd, ABN 49 657 583 198. Trading as Scottythebroker. 8 Hillside Avenue, Northcote, Melbourne, VIC 3070.
WE GET ASKED...
I'm just getting started with my business, is this right for me?
We're perfect for businesses that are already moving, they understand what they're selling, who they're selling it too, but their sales systems are manual and broken.
If you're just getting started in your business it is however important to get this right early on. So please schedule your call, complete the form and we can provide you with the best next steps to set you up for success.
What kind of ROI can I expect from these sales systems?
Our systems are designed to improve lead quality, increase conversions, and boost profit margins, providing measurable ROI tailored to your business.
How long does it take to implement the system?
Implementation timelines vary depending on your specific needs, but most clients see results within 4-6 weeks from the start of working with us.
Do you customize the system for each business?
Yes, we tailor every system to fit your unique sales process, audience, and goals to maximize efficiency and results.
Is the system fully automated, or does it require manual input?
Our systems are largely automated, allowing you to focus on strategic tasks while routine lead management and qualification happen seamlessly in the background.
What’s included in the setup process?
We handle everything from auditing your current processes and mapping the user journey to building, testing, and training your team on the new system.
How does this system differ from traditional lead generation?
Your problem isn't lead generation, there are 1,000 options out there to drive more leads (We know what they are). But sending leads to a broken system guarantees you never grow and scale.
Do you offer ongoing support after setup?
Yes, we provide support and guidance to ensure the system runs smoothly, with optional ongoing consulting to help you adapt and optimize over time.
Can the system scale as my business grows?
Absolutely. We design scalable systems that can grow with your business, accommodating increased lead volume and expanding sales needs.
Will my team need extensive training to use the system?
Our systems are intuitive and user-friendly, and we provide training to ensure your team can operate and manage it effectively with minimal effort.
What industries do you typically work with?
We’ve worked with over 100 companies across various industries, from B2B to e-commerce, so our systems are adaptable to different business models.
WE GET ASKED...
I'm just getting started with my business, is this right for me?
We're perfect for businesses that are already moving, they understand what they're selling, who they're selling it too, but their sales systems are manual and broken.
If you're just getting started in your business it is however important to get this right early on. So please schedule your call, complete the form and we can provide you with the best next steps to set you up for success.
What kind of ROI can I expect from these sales systems?
Our systems are designed to improve lead quality, increase conversions, and boost profit margins, providing measurable ROI tailored to your business.
How long does it take to implement the system?
Implementation timelines vary depending on your specific needs, but most clients see results within 4-6 weeks from the start of working with us.
Do you customize the system for each business?
Yes, we tailor every system to fit your unique sales process, audience, and goals to maximize efficiency and results.
Is the system fully automated, or does it require manual input?
Our systems are largely automated, allowing you to focus on strategic tasks while routine lead management and qualification happen seamlessly in the background.
What’s included in the setup process?
We handle everything from auditing your current processes and mapping the user journey to building, testing, and training your team on the new system.
How does this system differ from traditional lead generation?
Your problem isn't lead generation, there are 1,000 options out there to drive more leads (We know what they are). But sending leads to a broken system guarantees you never grow and scale.
Do you offer ongoing support after setup?
Yes, we provide support and guidance to ensure the system runs smoothly, with optional ongoing consulting to help you adapt and optimize over time.
Can the system scale as my business grows?
Absolutely. We design scalable systems that can grow with your business, accommodating increased lead volume and expanding sales needs.
Will my team need extensive training to use the system?
Our systems are intuitive and user-friendly, and we provide training to ensure your team can operate and manage it effectively with minimal effort.
What industries do you typically work with?
We’ve worked with over 100 companies across various industries, from B2B to e-commerce, so our systems are adaptable to different business models.